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Tax year 2026
πŸ‡¨πŸ‡¦ CanadaTax year 2026Ontario

Ontario Income Tax Calculator 2026

Federal and Ontario income tax with basic credits, Ontario surtax and Health Premium.

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Calculate your estimate

Tax year 2026 Β· Canadian dollars

Canadian dividends and their tax credits are not included in this estimate.

Estimated result

Gross income
$85,000.00
Taxable income
$83,873.00
Federal tax
$10,226.60
Federal credits
$3,163.37
Provincial tax
$5,324.46
Provincial credits
$890.39
Ontario surtax
$0.00
Ontario Health Premium
$750.00
CPP / RPC
$4,646.45
Employment Insurance
$1,123.07
Total deductions
$21,320.58
Annual take-home pay
$63,679.42
Monthly net pay
$5,306.62
Biweekly net pay
$2,449.21
Weekly net pay
$1,224.60
Effective income tax rate
18.00%
Estimated marginal tax rate
29.65%

General annual estimate; actual payroll withholding and tax return may differ.

How the estimate works

Federal and provincial tax bands apply progressively. Basic personal credits reduce tax, then standard employee pension and insurance contributions are deducted. Quebec uses its own QPP, EI and QPIP rules.

This is an annual estimate. Pay-period withholding, individual credits, benefits and your final tax return may differ.

2026 federal income tax brackets

Each rate applies only to the income slice in that bracket.

Taxable incomeRate
$0 – $58,52314.00%
$58,523 – $117,04520.50%
$117,045 – $181,44026%
$181,440 – $258,48229.00%
$258,482 – ∞33%

2026 Ontario tax brackets

These rates apply to this province.

Taxable incomeRate
$0 – $53,8915.05%
$53,891 – $107,7859.15%
$107,785 – $150,00011.16%
$150,000 – $220,00012.16%
$220,000 – ∞13.16%

Rule review

Canada Β· tax year 2026 Β· version ca-2026.1

Last checked: 7 October 2026.

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