Student Loan Repayment Calculator NZ 2026–27
Calculate main or secondary employment student-loan deductions by pay frequency.
Source check 10 October 2026 · General information, not tax advice
Calculate your result
Tax year 2026–27 · New Zealand dollars · results update automatically
Results update automatically
Student Loan Repayment Calculator
- Gross pay
- $600.00
- Period threshold
- Not calculated
- Liable amount
- Not calculated
- Repayment rate
- Not calculated
- Student loan deduction
- $0.00
How this calculator works
Calculate main or secondary employment student-loan deductions by pay frequency.
Formula
Main job: 12% above the periodic threshold; secondary job: generally 12% of liable pay.
Worked example
Weekly main-job pay of $600 gives a $16.32 deduction.
Scope and edge cases
Eligibility, tax codes, certificates, multiple income sources and annual reconciliation can change the final outcome. Missing components are disclosed instead of silently becoming zero.
Frequently asked questions
Is this student loan repayment calculator exact?
The result card says whether the calculation is exact for its supported scope, indicative, missing inputs or unsupported. It never promotes an incomplete rule set as exact.
Does Taxliva store my salary?
No account is required and the interactive calculation runs in your browser.
Which tax year is used?
It uses the New Zealand tax year from 1 April 2026 to 31 March 2027.
Official sources
- Student loan repayments from salary or wages — Inland Revenue
Rule review
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