Medicare Levy Surcharge Calculator Australia 2026–27
Estimate the 2026–27 MLS tier for singles or families without approved private hospital cover.
Last reviewed 7 October 2026 · Estimate only, not tax advice
Calculate your estimate
2026–27 financial year · Australian dollars · results update automatically
Results update automatically
Medicare Levy Surcharge Calculator
- Estimated surcharge
- $0.00
- MLS rate
- 0%
- MLS tier
- 0
- Base threshold
- Confirm with authority
How this calculator works
Estimate the 2026–27 MLS tier for singles or families without approved private hospital cover. Inputs are validated, passed to the versioned Australia engine, and recalculated immediately whenever a field changes.
Formula
MLS = income for surcharge purposes × the applicable 0%, 1%, 1.25% or 1.5% tier.
Worked example
A single without hospital cover moves above the base tier when MLS income exceeds $105,000.
Edge cases and assumptions
Tax residency, eligibility dates, exemptions, family circumstances and documentation can change the result. The result card calls out material assumptions and unknown components are not silently changed to zero.
Frequently asked questions
Is this medicare levy surcharge calculator exact?
No. It is a transparent 2026–27 estimate. Your final ATO, payroll or state revenue assessment can include facts not entered here.
Does the calculator store my figures?
No. The deterministic calculation runs in your browser and Taxliva does not require an account.
Which financial year does it use?
It uses 1 July 2026 to 30 June 2027 and rule version AU-2026-27-v1.
Official sources
- Medicare Levy Surcharge thresholds 2026–27 — Australian Government Department of Health
Rule review
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