Salary Package Calculator Australia 2026–27
Separate base salary and employer super when a package is quoted inclusive or exclusive of super.
Last reviewed 7 October 2026 · Estimate only, not tax advice
Calculate your estimate
2026–27 financial year · Australian dollars · results update automatically
Results update automatically
Salary Package Calculator
- Total package
- $112,000.00
- Base salary
- $100,000.00
- Employer super
- $12,000.00
- Annual take-home pay
- $77,800.00
- Monthly take-home pay
- $6,483.33
- Tax and repayments
- $22,200.00
- Annual estimate, not an exact employer pay-period withholding calculation or an ATO assessment.
- LITO is applied where eligible; other offsets and tax credits are excluded unless shown.
- Medicare family calculations are estimates and depend on full family circumstances.
2026–27 resident income tax rates
Each rate applies only to the part of taxable income inside that band. Medicare, MLS and HELP are calculated separately.
| Taxable income | Marginal rate |
|---|---|
| $0 – $18,200 | 0% |
| $18,200 – $45,000 | 15% |
| $45,000 – $135,000 | 30% |
| $135,000 – $190,000 | 37% |
| Over $190,000 | 45% |
How this calculator works
Separate base salary and employer super when a package is quoted inclusive or exclusive of super. Inputs are validated, passed to the versioned Australia engine, and recalculated immediately whenever a field changes.
Formula
Inclusive package base salary = package ÷ (1 + 12%); employer super = base salary × 12%.
Worked example
A $112,000 package including super contains an estimated $100,000 base salary and $12,000 employer super.
Edge cases and assumptions
Tax residency, eligibility dates, exemptions, family circumstances and documentation can change the result. The result card calls out material assumptions and unknown components are not silently changed to zero.
Frequently asked questions
Is this salary package calculator exact?
No. It is a transparent 2026–27 estimate. Your final ATO, payroll or state revenue assessment can include facts not entered here.
Does the calculator store my figures?
No. The deterministic calculation runs in your browser and Taxliva does not require an account.
Which financial year does it use?
It uses 1 July 2026 to 30 June 2027 and rule version AU-2026-27-v1.
Official sources
- Resident individual tax rates for 2026–27 — Australian Parliament / ATO
- 2026 withholding schedules — Medicare levy parameters — Australian Government
- HELP loan repayments 2026–27 — Australian Government Department of Education
- Super guarantee rates and thresholds — Australian Taxation Office
- Standard deduction for work-related expenses — Treasury Laws Amendment (Tax Reform No. 1) Act 2026 — Federal Register of Legislation
Rule review
Related calculators
Continue with another tool in the salary journey.
Take Home Pay Calculator
See annual, monthly, fortnightly and weekly take-home pay after income tax, Medicare, MLS and HELP.
Hourly to Salary Calculator
Convert an hourly rate to annual salary and estimated take-home pay using 38 hours and 52 weeks by default.
Salary to Hourly Calculator
Convert annual salary to monthly, fortnightly, weekly and hourly equivalents with take-home estimates.
Bonus Tax Calculator
Estimate the incremental annual tax and net amount from a bonus.