Superannuation Calculator Australia 2026–27
Estimate 12% employer super, contributions per pay and concessional-cap headroom.
Last reviewed 7 October 2026 · Estimate only, not tax advice
Calculate your estimate
2026–27 financial year · Australian dollars · results update automatically
Results update automatically
Superannuation Calculator
- Employer super
- $12,000.00
- Super per payday
- $461.54
- Total concessional contributions
- $12,000.00
- Remaining cap
- $18,000.00
- Exceeds standard cap?
- No
- Uses 12% of entered qualifying earnings; award, agreement and eligibility rules can differ.
How this calculator works
Estimate 12% employer super, contributions per pay and concessional-cap headroom. Inputs are validated, passed to the versioned Australia engine, and recalculated immediately whenever a field changes.
Formula
Employer super = qualifying earnings × 12%.
Worked example
On $100,000 of qualifying earnings, estimated employer super is $12,000.
Edge cases and assumptions
Tax residency, eligibility dates, exemptions, family circumstances and documentation can change the result. The result card calls out material assumptions and unknown components are not silently changed to zero.
Frequently asked questions
Is this superannuation calculator exact?
No. It is a transparent 2026–27 estimate. Your final ATO, payroll or state revenue assessment can include facts not entered here.
Does the calculator store my figures?
No. The deterministic calculation runs in your browser and Taxliva does not require an account.
Which financial year does it use?
It uses 1 July 2026 to 30 June 2027 and rule version AU-2026-27-v1.
Official sources
- Super guarantee rates and thresholds — Australian Taxation Office
- Super contribution caps — Australian Taxation Office
Rule review
Related calculators
Continue with another tool in the super journey.
Payday Super Calculator
Estimate the super contribution attached to each payday from 1 July 2026.
Employer Super Calculator
Estimate the employer SG amount, per-pay contribution and cap interaction.
Salary Sacrifice Calculator
Compare take-home pay, estimated tax saving and super added before and after salary sacrifice.
Division 293 Calculator
Estimate additional tax on concessional super contributions for higher-income earners.